+44 (0)1273 729995
enquiries@routledgefinancial.co.uk
As financial and mortgage advisers we provide individuals and businesses practical and relevant solutions to help them to meet their financial objectives
Our services
Practical solutions provided
Some of the key areas we advise on are listed here
Of course, we’ll be happy to discuss your own personal situation and goals with you
Protection
Financial products are sometimes at their most useful when they are protecting our families, our incomes or our property.
Whilst insuring ourselves against an undesirable event such as sickness or death, may not be a pleasant thing to think about, the benefit of being able to set financial issues aside at emotionally difficult times cannot be overlooked.
Mortgages
Mortgages are one of the largest single transactions in most people’s lives. Buying a property can be a stressful and time-consuming experience.
Nowadays the financing of a mortgage is a case of finding and selecting the most suitable mortgage, rather than simply accepting a lender’s offer.
Banks, building societies and smaller niche lenders compete for your business, all offering a variety of interest rate deals, associated fees and other enhancements to attract borrowers.
Pensions
Pensions are designed to enable you to save sufficient money during your working life to provide an income stream for you to live comfortably after you have retired.
There are many different ‘tools’ used to save for retirement, the taxation and investment elements of pensions can appear baffling.
We specialise in explaining, recommending and monitoring pensions for you. Below are the most common sources of pension income to provide for your retirement.
General Insurance
Whether you rent or own your home, insuring it makes sense. There are two main types of home insurance to consider – buildings and contents.
There are two main types of home insurance to consider – buildings and contents. As the names suggest, buildings insurance protects the property itself, whilst contents insurance covers the furniture, furnishings, appliances, clothing and all your possessions.
Equity Release
There are various types of plans available to homeowners aged 55 and over. With Lifetime Mortgages where the interest is rolled up, a loan is taken out on the property to provide a lump sum, an income or a combination of the two.
No interest is payable until the home is sold, which could be when you and your partner have both died or gone into long-term care.
Savings and Investments
From childhood, most of us are told to put away money to save for the future – perhaps for something special.
From childhood, most of us are told to put away money to save for the future – perhaps for something special; or maybe to be sure that when we really need something we have the funds to acquire it, without taking on debt.
What our clients say:
I can’t recommend Routledge financial enough! Charlie Rolland is wonderful! Friendly and quick!
I’m doing my first ever re-mortgage and I have had a million questions and asked for several different options and he has walked me through everything with no jargon and helped me wrap my head round it.”
Samantha Cooper - 2022
Excellent customer service
Charlie helped us so much to get our mortgage and even Michael was every time really helpful. For sure we’ll be back to them again in the future.
Antonio Villani - 2020